“Pengaruh Financial Literacy, Financial Technology (Fintech), Love Of Money, dan Fear of Missing Out (FoMO) terhadap Financial Management Behavior Generasi Z Pengguna E-wallet di Surabaya”, J. Inov. Kaj. Multidisiplin. Kontemporer, vol. 1, no. 09, Jul. 2026, Accessed: Jul. 29, 2026. [Online]. Available: https://portalpublikasi.com/index.php/inomatec/article/view/1565