“Pengaruh Financial Literacy, Financial Technology (Fintech), Love Of Money, dan Fear of Missing Out (FoMO) terhadap Financial Management Behavior Generasi Z Pengguna E-wallet di Surabaya” (2026) INOMATEC: Jurnal Inovasi dan Kajian Multidisipliner Kontemporer, 1(09). Available at: https://portalpublikasi.com/index.php/inomatec/article/view/1565 (Accessed: 29 July 2026).